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Legal & Privacy Documentation

Last Updated: November 23, 2025

1. Disclaimer (The "Not Tax Advice" Shield)

IMPORTANT: READ BEFORE USE

This application ("Wash Sale Calculator") is provided for informational and educational purposes only.

  • No Professional Advice: The results generated by this tool do not constitute legal, tax, or accounting advice.
  • Estimates Only: The calculations are estimates based solely on the data you provide. They may not account for all specific tax situations, corporate actions, or complex wash sale scenarios.
  • User Responsibility: You are solely responsible for verifying the accuracy of these results before filing with the IRS or any other tax authority.
  • Consult a Professional: We strongly recommend consulting with a qualified Certified Public Accountant (CPA) or tax professional to review your final tax obligations.

We are not responsible for any errors, omissions, penalties, or financial losses resulting from the use of this tool.

2. Privacy Policy (The "Zero-Knowledge" Promise)

We operate on a strict "Zero-Knowledge" basis. We have designed our system so that we cannot see or store your financial data, even if we wanted to.

Ephemeral Processing

When you upload a file, it is processed entirely in volatile memory (RAM) within a secure, isolated environment.

Instant Destruction

Immediately after the calculation is complete, the computing environment is destroyed. Your data is permanently erased.

No Persistence

We do not have a database for user files. We do not store, save, backup, or archive your uploaded CSVs or the generated reports.

No Logging

We do not log trade data, tickers, or financial values. We only log anonymous system performance metrics.

3. Data Retention & Recovery

Due to our strict privacy protocols, we do not retain any history of your sessions.

  • If you close your browser tab, refresh the page, or lose your internet connection, your data and report are lost.
  • Our support team cannot recover your report or your uploaded data. We do not have a copy.
  • If you lose your report, you must re-upload your file to generate a new one.

4. Terms of Service (Summary)

By using this software, you agree to the following:

  1. "As Is" Warranty: The software is provided "as is" without warranty of any kind, express or implied. We do not guarantee that the software is error-free.
  2. Limitation of Liability: To the maximum extent permitted by law, the creators shall not be liable for any damages (including lost profits, lost tax refunds, or audit fines) arising from the use of this tool.
  3. Indemnification: You agree to indemnify and hold harmless the creators from any claims arising from your use of the tool.